The joke that “everything causes cancer” has been around since people began realizing the things they were addicted to and liked using did. It certainly isn’t that everything causes cancer, or various other conditions of disease, but many of the things mass-produced for public consumption and use certainly tend to.
The total debt of households in the US is 1.1 trillion dollars, with over 120 billion dollars of interest every month. The average household has over $6,000 in debt spread across 3 or more credit cards. Researchers also discovered that people were likely to spend significantly more on the same purchases when using a credit card than if they used debit. Even the more wealthy portion of the population accounted for ~20% of late fees due to simple absentmindedness and calculated manipulation.