The total debt of households in the US is 1.1 trillion dollars, with over 120 billion dollars of interest every month. The average household has over $6,000 in debt spread across 3 or more credit cards. Researchers also discovered that people were likely to spend significantly more on the same purchases when using a credit card than if they used debit. Even the more wealthy portion of the population accounted for ~20% of late fees due to simple absentmindedness and calculated manipulation.
Title: Modeling Emotions in a Computational System
Sub-title: Emotional Modeling in the Independent Core Observer Model Cognitive Architecture
By: David J Kelley
This paper is an overview of the emotional modeling used in the Independent Core Observer Model (ICOM) Cognitive Extension Architecture research which is a methodology or software ‘pattern’ for producing a self-motivating computational system that can be self-aware under certain conditions. While ICOM is also as a system for abstracting standard cognitive architecture from the part of the system that can be self-aware it is primarily a system for assigning value on any given idea or ‘thought’ and based on that take action as well as producing on going self-motivations and in the system take further thought or action. ICOM is at a fundamental level driven by the idea that the system is assigning emotional values to ‘context’ (or context trees) as it is perceived by the system to determine how it feels. In developing the engineering around ICOM two models have been used based on a logical understanding of emotions as modeled by traditional psychologist as opposed to empirical psychologist which tend to model emotions (or brain states) based on biological structures. This approach is based on a logical approach that is also not tied to the substrate of any particular system.
How does your social life look this year?
The term “social life” in this context refers to the Quality of Life (QOL) you experience through having your social, emotional, and physical needs met through interaction with your peers, friends, loved ones, and so on. This is not a binary yes or no question, but one that scales from negative to positive infinity in every way it may be measured. As such it could always be worse, but it could also always be better.